[好在多问了]

俩口子，一个2009收入很低，还有几千刀的学费，另一个收入比较高，怎么把学费部分转让？
软件是先给低收入的那个抵扣，剩下一点才可以转让给高收入的那个，是这样的吗？
可不可以，低收入的所有学费都转给高的？

这样算下来差距挺大的。

[Piglet]

学费是tax credit，谁用都一样吧

[国米]

好在多问了 _BBCODE_WROTE:

俩口子，一个2009收入很低，还有几千刀的学费，另一个收入比较高，怎么把学费部分转让？ 软件是先给低收入的那个抵扣，剩下一点才可以转让给高收入的那个，是这样的吗？ 可不可以，低收入的所有学费都转给高的？ 这样算下来差距挺大的。

there is no difference for who to claim it as it's tax credit not tax deduction.

[国米]

Piglet _BBCODE_WROTE:

学费是tax credit，谁用都一样吧

CORRECT!

[好在多问了]

不明白，TAX CREDIT和DEDUCTION的区别。

是不是找个会计给报报或是直接让软件报算了。

刚才试了试STUDIO和UFILE，退税差500刀。

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[Seawolf]

好在多问了 _BBCODE_WROTE:

不明白，TAX CREDIT和DEDUCTION的区别。 是不是找个会计给报报或是直接让软件报算了。 刚才试了试STUDIO和UFILE，退税差500刀。

不同的软件 算出来的退税额不一样？

[dreamjob]

好在多问了 _BBCODE_WROTE:

不明白，TAX CREDIT和DEDUCTION的区别。 是不是找个会计给报报或是直接让软件报算了。 刚才试了试STUDIO和UFILE，退税差500刀。

tax credit对每个人都是一样的，无论你的收入是多少，都是15%，比如学费
DEDUCTION是按你实际税率算，比如moving expenses,child care expense,RRSP等等，是直接减你的收入。这个时候收入高的人和低的人在退税上就有差别了

就你的CASE,
都是一样的，因为 每个人的tax credit的RATE都是15%，所以先抵扣你的再把剩余的转给你老公或是全部转给你老公是一样的效果。 不过有一点要注意，如果你的收入很低的话，你要看看软件帮你用学费用得对不对，就是“刚刚好”，不然有可能浪费一些CREDIT,现在大部分软件如果你选择了优化的话应该不会有问题。既然你算出来不一样，可能哪里出现了问题，好好查查吧。

[大西瓜]

TAX CREDIT 有什么用？ 如果我是低收入， 可以不报学费吗？

[好在多问了]

dreamjob _BBCODE_WROTE:

好在多问了 _BBCODE_WROTE: 不明白，TAX CREDIT和DEDUCTION的区别。 是不是找个会计给报报或是直接让软件报算了。 刚才试了试STUDIO和UFILE，退税差500刀。 tax credit对每个人都是一样的，无论你的收入是多少，都是15%，比如学费 DEDUCTION是按你实际税率算，比如moving expenses,child care expense,RRSP等等，是直接减你的收入。这个时候收入高的人和低的人在退税上就有差别了 就你的CASE, 都是一样的，因为 每个人的tax credit的RATE都是15%，所以先抵扣你的再把剩余的转给你老公或是全部转给你老公是一样的效果。 不过有一点要注意，如果你的收入很低的话，你要看看软件帮你用学费用得对不对，就是“刚刚好”，不然有可能浪费一些CREDIT,现在大部分软件如果你选择了优化的话应该不会有问题。既然你算出来不一样，可能哪里出现了问题，好好查查吧。

谢谢，明白了 TAX CREDIT了。
低收入的今年没交什么税，没得退呀。所以想把全部学费都转给高收入的那个，可以吗？STUDIO上自动出来的，没得选择呀。