[GreaterFool]

1. Special Offer Rates*

Four-year closed	3.59 per cent	(increased by 0.20 per cent)
Five-year closed	3.89 per cent	(increased by 0.20 per cent)
Seven-year closed	4.19 per cent	(increased by 0.20 per cent)
Ten-year closed	4.59 per cent	(increased by 0.30 per cent)

2. Fixed Rate Posted Rates

Three-year closed	3.95 per cent	(increased by 0.20 per cent)
Four-year closed	4.74 per cent	(increased by 0.20 per cent)
Five-year closed	5.34 per cent	(increased by 0.20 per cent)

LINK

5 year posted rate = Qualifying rate.
Need @JASON.WANG@RBC.COM to clarify whether Qualifying rate is set by Bank of Canada or by individual bank (eg. RBC)
May impact both fixed and variable rate borrowers.

[RBCJASONWANG]

Q RATE IS STILL 5.14%

[RBCJASONWANG]

but it can change any time.

[我愛溫哥華]

見風漲啊

[RBCJASONWANG]

Qualifying rate is set by Bank of Canada or by individual bank (eg. RBC)


SET BY EACH BANK - I THINK.

[GreaterFool]

正如預測,央行本周提升房貸 核准利率 (Qualifying Rate).


V121764: Conventional mortgage - 5-year

2013-08-28

5.34

從5.14% 升至 5.34%

受影響的包括 1/2/3/4 固定利率 及 浮動利率 申請人,及 HELOC 房屋淨資產抵押貸款。

[溫哥華的夏天]

no worry.
if they increase too much nobody will choose RBC.

we at least have CB

[發糕]

放心吧,過兩個月就又都跌下來了

[snowwolf]

發糕 寫道:

放心吧,過兩個月就又都跌下來了

別太早,過兩年跌就可以了。

[GreaterFool]

溫哥華的夏天 寫道:

no worry. if they increase too much nobody will choose RBC. we at least have CB

Bank of Canada Qualifying Rate affects ALL banks, not just RBC.