[住这好几年]

3000多保20年，1000多保5年，有啥事，损害额度大于50%，不管谁的责任，通通全赔，要是修理，包原厂配件，大伙合计合计，值不？

下面是icbc网站上抄来的：

Here's an example.

Nate was thrilled with his new car, and he made sure he had New Vehicle Replacement Plus coverage—just in case something happened to it. Sure enough, it was in a bad crash less than a year after he bought it. The repair costs would have been just over 50% of what Nate had paid for the new car. But because he purchased the New Vehicle Replacement Plus coverage, his car was written off and he got the full replacement value.

When Julie bought her new car, she chose Replacement Cost coverage for extra protection. Her car was in a crash, and she was happy to find out her coverage meant the car's repairs were done with brand-new parts from the original manufacturer.

[march13]

3000多保20年？1000多保5年？

3年内的新车吧？

[林森]

就是大家赌一把. 如果你的车技, 开车的细心度, 运气其中一样是小的话就很值.

[住这好几年]

march13 _BBCODE_WROTE:

3000多保20年？1000多保5年？ 3年内的新车吧？

30天内的新车

[住这好几年]

林森 _BBCODE_WROTE:

就是大家赌一把. 如果你的车技, 开车的细心度, 运气其中一样是小的话就很值.

运气怎么算大小啊

[GPS2000]

豪华车值，我以前换过BUMPER， 都装不好，后来才知道不是原装的，修车铺黑得很，买便宜的配件，也不管客户。

[龙飞2012]

保险这东西，用上了就值，用不上就不值。

[yemilk]

住这好几年 _BBCODE_WROTE:

3000多保20年，1000多保5年，有啥事，损害额度大于50%，不管谁的责任，通通全赔，要是修理，包原厂配件，大伙合计合计，值不？ 下面是icbc网站上抄来的： Here's an example. Nate was thrilled with his new car, and he made sure he had New Vehicle Replacement Plus coverage—just in case something happened to it. Sure enough, it was in a bad crash less than a year after he bought it. The repair costs would have been just over 50% of what Nate had paid for the new car. But because he purchased the New Vehicle Replacement Plus coverage, his car was written off and he got the full replacement value. When Julie bought her new car, she chose Replacement Cost coverage for extra protection. Her car was in a crash, and she was happy to find out her coverage meant the car's repairs were done with brand-new parts from the original manufacturer.

如果你的责任 ICBC给你涨保费 不是你的责任 本身就全修不花钱

[yemilk]

住这好几年 _BBCODE_WROTE:

3000多保20年，1000多保5年，有啥事，损害额度大于50%，不管谁的责任，通通全赔，要是修理，包原厂配件，大伙合计合计，值不？ 下面是icbc网站上抄来的： Here's an example. Nate was thrilled with his new car, and he made sure he had New Vehicle Replacement Plus coverage—just in case something happened to it. Sure enough, it was in a bad crash less than a year after he bought it. The repair costs would have been just over 50% of what Nate had paid for the new car. But because he purchased the New Vehicle Replacement Plus coverage, his car was written off and he got the full replacement value. When Julie bought her new car, she chose Replacement Cost coverage for extra protection. Her car was in a crash, and she was happy to find out her coverage meant the car's repairs were done with brand-new parts from the original manufacturer.

如果超50%的价值修 理论上可以total loss

[住这好几年]

yemilk _BBCODE_WROTE:

住这好几年 _BBCODE_WROTE: 3000多保20年，1000多保5年，有啥事，损害额度大于50%，不管谁的责任，通通全赔，要是修理，包原厂配件，大伙合计合计，值不？ 下面是icbc网站上抄来的： Here's an example. Nate was thrilled with his new car, and he made sure he had New Vehicle Replacement Plus coverage—just in case something happened to it. Sure enough, it was in a bad crash less than a year after he bought it. The repair costs would have been just over 50% of what Nate had paid for the new car. But because he purchased the New Vehicle Replacement Plus coverage, his car was written off and he got the full replacement value. When Julie bought her new car, she chose Replacement Cost coverage for extra protection. Her car was in a crash, and she was happy to find out her coverage meant the car's repairs were done with brand-new parts from the original manufacturer. 如果超50%的价值修 理论上可以total loss

total loss是在折旧的基础上再按80%赔，也就是说，第一年新车是20%折旧，那么赔偿额度就是80%*80%，total loss赔新车的64%。。。这个似乎还好，但如果是3年或5年的车，区别就大了。。。