[住這好幾年]

3000多保20年，1000多保5年，有啥事，損害額度大於50%，不管誰的責任，通通全賠，要是修理，包原廠配件，大伙合計合計，值不？

下面是icbc網站上抄來的：

Here's an example.

Nate was thrilled with his new car, and he made sure he had New Vehicle Replacement Plus coverage—just in case something happened to it. Sure enough, it was in a bad crash less than a year after he bought it. The repair costs would have been just over 50% of what Nate had paid for the new car. But because he purchased the New Vehicle Replacement Plus coverage, his car was written off and he got the full replacement value.

When Julie bought her new car, she chose Replacement Cost coverage for extra protection. Her car was in a crash, and she was happy to find out her coverage meant the car's repairs were done with brand-new parts from the original manufacturer.

[march13]

3000多保20年？1000多保5年？

3年內的新車吧？

[林森]

就是大家賭一把. 如果你的車技, 開車的細心度, 運氣其中一樣是小的話就很值.

[住這好幾年]

march13 寫道:

3000多保20年？1000多保5年？ 3年內的新車吧？

30天內的新車

[住這好幾年]

林森 寫道:

就是大家賭一把. 如果你的車技, 開車的細心度, 運氣其中一樣是小的話就很值.

運氣怎麼算大小啊

[GPS2000]

豪華車值，我以前換過BUMPER， 都裝不好，後來才知道不是原裝的，修車鋪黑得很，買便宜的配件，也不管客戶。

[龍飛2012]

保險這東西，用上了就值，用不上就不值。

[yemilk]

住這好幾年 寫道:

3000多保20年，1000多保5年，有啥事，損害額度大於50%，不管誰的責任，通通全賠，要是修理，包原廠配件，大伙合計合計，值不？ 下面是icbc網站上抄來的： Here's an example. Nate was thrilled with his new car, and he made sure he had New Vehicle Replacement Plus coverage—just in case something happened to it. Sure enough, it was in a bad crash less than a year after he bought it. The repair costs would have been just over 50% of what Nate had paid for the new car. But because he purchased the New Vehicle Replacement Plus coverage, his car was written off and he got the full replacement value. When Julie bought her new car, she chose Replacement Cost coverage for extra protection. Her car was in a crash, and she was happy to find out her coverage meant the car's repairs were done with brand-new parts from the original manufacturer.

如果你的責任 ICBC給你漲保費 不是你的責任 本身就全修不花錢

[yemilk]

住這好幾年 寫道:

3000多保20年，1000多保5年，有啥事，損害額度大於50%，不管誰的責任，通通全賠，要是修理，包原廠配件，大伙合計合計，值不？ 下面是icbc網站上抄來的： Here's an example. Nate was thrilled with his new car, and he made sure he had New Vehicle Replacement Plus coverage—just in case something happened to it. Sure enough, it was in a bad crash less than a year after he bought it. The repair costs would have been just over 50% of what Nate had paid for the new car. But because he purchased the New Vehicle Replacement Plus coverage, his car was written off and he got the full replacement value. When Julie bought her new car, she chose Replacement Cost coverage for extra protection. Her car was in a crash, and she was happy to find out her coverage meant the car's repairs were done with brand-new parts from the original manufacturer.

如果超50%的價值修 理論上可以total loss

[住這好幾年]

yemilk 寫道:

住這好幾年 寫道: 3000多保20年，1000多保5年，有啥事，損害額度大於50%，不管誰的責任，通通全賠，要是修理，包原廠配件，大伙合計合計，值不？ 下面是icbc網站上抄來的： Here's an example. Nate was thrilled with his new car, and he made sure he had New Vehicle Replacement Plus coverage—just in case something happened to it. Sure enough, it was in a bad crash less than a year after he bought it. The repair costs would have been just over 50% of what Nate had paid for the new car. But because he purchased the New Vehicle Replacement Plus coverage, his car was written off and he got the full replacement value. When Julie bought her new car, she chose Replacement Cost coverage for extra protection. Her car was in a crash, and she was happy to find out her coverage meant the car's repairs were done with brand-new parts from the original manufacturer. 如果超50%的價值修 理論上可以total loss

total loss是在折舊的基礎上再按80%賠，也就是說，第一年新車是20%折舊，那麼賠償額度就是80%*80%，total loss賠新車的64%。。。這個似乎還好，但如果是3年或5年的車，區別就大了。。。