[Peace]

因为TD Gold Select Visa Card可以涵盖租车的保险费,所以希望可以申请一个,现已有了TD Green Visa,$2500 Credit Limit.
可是,TD说TD Gold Select Visa Card必须是最低$5000 Credit Limit,而申请这个Credit的前提是年薪35K.
所以,总结就是不行.

不知道哪位有申请成功的经验呢?
或者别家Visa可以涵盖租车保险的也行.No Annual Fee.
谢谢.

[会飞的胖子]

Peace _BBCODE_WROTE:

因为TD Gold Select Visa Card可以涵盖租车的保险费,所以希望可以申请一个,现已有了TD Green Visa,$2500 Credit Limit. 可是,TD说TD Gold Select Visa Card必须是最低$5000 Credit Limit,而申请这个Credit的前提是年薪35K. 所以,总结就是不行. 不知道哪位有申请成功的经验呢? 或者别家Visa可以涵盖租车保险的也行.No Annual Fee. 谢谢.

胡说吧
偶前年来的时候就批了gold卡阿，那时候还没工作呢

所有的visa金卡都是涵盖租车保险的
不过即使涵盖租车保险也很麻烦，出问题的时候车行会先charge你，你再去找信用卡公司要钱

[Peace]

胖子,你那是前年的事情了...
刚刚才懊恼的放下TD的电话.

我知道金卡或者是白金卡是可以涵盖租车保险,问题是,没有年费,申请标准底的去哪里申请阿?人家不给.没有办法阿.

[Sunmax]

Just apply for one credit card first. Once you start to pay it on time, a lot of banks will mail you invitation to use their cards.

When I got my Canadian Tire MC, I didn't have a job then and at that time TD want me to put down $2000 deposit for a $2000 credit limit card. Now, they give me free one and I said NO!

[新起点]

押5000块钱。

[Peace]

Sunmax _BBCODE_WROTE:

Just apply for one credit card first. Once you start to pay it on time, a lot of banks will mail you invitation to use their cards. When I got my Canadian Tire MC, I didn't have a job then and at that time TD want me to put down $2000 deposit for a $2000 credit limit card. Now, they give me free one and I said NO!

谢谢Sunmax,我已经有TD Green Visa了,但是他们还是不肯让我申请Gold Visa.一定坚持年收入的标准.
这个TD真麻烦.

[UU]

压5000元在TD checking account, 你就可以申请TD金卡,年费也会免掉.

[winnie]

在TD开户，银行余额不低于5000 免年费 给金卡 和免费的保险箱一个，和收入无关。

[bigchanger]

Peace _BBCODE_WROTE:

谢谢Sunmax,我已经有TD Green Visa了,但是他们还是不肯让我申请Gold Visa.一定坚持年收入的标准. 这个TD真麻烦.

还有就是一个笨办法:隔一段时间就打电话要求TD增加你现有卡(Green Visa)的limit,一般接电话的representative都有1000元左右的权限,这个是不用你提供新的收入证明或者信用评估部门批准的.几个月以后涨到5000元,再要求把green变成金卡就行了,一个电话就行,不用再次申请的.

[bigchanger]

UU _BBCODE_WROTE:

压5000元在TD checking account, 你就可以申请TD金卡,年费也会免掉.

$5000放在别家有利息的活期支票帐户,按3%的利率,利息也有$150,比年费还要多吧.不过要是租车租的次数很多,还是划算的.