The commonest mistake made by home buyers is not having a survey done prior to purchasing a property.
Why is this a mistake? Without an ALTA (American Land Title Association) survey you have no recourse if at a later date it is found that your fences encroach on a neighbour’s land or that there are rights to easement by one of the service companies (this means that an electric, sewerage or water company has access rights to your property to carry out maintenance and repair). Consider the examples where a property owner has built a garage over part of the access rights and these service companies have then been known to remove the garage to carry out maintenance.
However most problems arise when improvements done to the property such as patios, pools, drives, garages and building extensions are either outside the building limits or encroach on a neighbour’s property. An ALTA Land Survey would DEFINE the dimensions of the lot and the POSITIONS of easements and building limits. Very importantly, they OUTLINE any improvements (garage, pool, patios, house, drive, etc.) and show whether they encroach upon a neighbour’s property, are outside building limits or create a barrier to access.
ALTA Survey— why doesn’t the Bank, Mortgage/Lender company request one?
Simply they insure themselves against any future problems that arise due to no survey being done prior to purchase.
So if the title insurance excludes protection against Survey matters (boundaries, access rights, building limits), who is responsible for these if a problem arises after you purchase the property? YOU!
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Everest 说道: Re: 咨询一下律师费用
2011-06-20 21:10:04
自己顶一下。
theorangekey 说道: Re: 咨询一下律师费用
2011-06-20 21:53:16
garygao 说道: 无题
2011-06-20 22:11:42
贵的1000多。
花落花开 说道: 无题
2011-06-20 22:13:56
RBCJASONWANG 说道: 无题
2011-06-21 23:58:56
1. 不要有一口价的概念， 每个DEAL 不一样。
有小额的区别。 基本上不会有太大的区别。
2. 如果有人报价500， 这个意思是基本律师费，
每包括杂费， 杂费也要几百，
3. 不要拿朋友的清单一项一项的比，
有的时候会不一样。 -- 理论上类别是类似的
4. 我会建议然律师EMAIL 一份清单 - STATEMENT OF ADJUSTMENT FOR BUYERS, EXCEL 表格您事先 - 去律师楼前 - 先看一眼。 签字基本上很快。
律师/银行都不希望到了跟前了，再提出， 这个不懂， 那个不对。
去之前多做功课， 您会顺利成交。
5. 如果您是买HOUSE, 请您先GOOGLE/ 学习， 什么是
FIRE INSURANCE - TITLE INSURANCE - LAND SURVEY
FIRE INSURANCE - 自己购买；
TITLE INSURANCE - LAND SURVEY 依据银行要求，
律师会替您够买， 但是最多的纠纷就是很多客户不知这是什么，
需学习。 TITLE INSU AND LAND SURVEY 律师/银行都没有PROFIT.
是为了保证您的权益。
RBCJASONWANG 说道: 无题
2011-06-21 23:59:11
RBCJASONWANG 说道: 无题
2011-06-22 00:01:14
LAND SURVEY VANCOUVER
RBCJASONWANG 说道: 无题
2011-06-22 00:03:03
The commonest mistake made by home buyers is not having a survey done prior to purchasing a property.
Why is this a mistake? Without an ALTA (American Land Title Association) survey you have no recourse if at a later date it is found that your fences encroach on a neighbour’s land or that there are rights to easement by one of the service companies (this means that an electric, sewerage or water company has access rights to your property to carry out maintenance and repair). Consider the examples where a property owner has built a garage over part of the access rights and these service companies have then been known to remove the garage to carry out maintenance.
However most problems arise when improvements done to the property such as patios, pools, drives, garages and building extensions are either outside the building limits or encroach on a neighbour’s property. An ALTA Land Survey would DEFINE the dimensions of the lot and the POSITIONS of easements and building limits. Very importantly, they OUTLINE any improvements (garage, pool, patios, house, drive, etc.) and show whether they encroach upon a neighbour’s property, are outside building limits or create a barrier to access.
ALTA Survey— why doesn’t the Bank, Mortgage/Lender company request one?
Simply they insure themselves against any future problems that arise due to no survey being done prior to purchase.
RBCJASONWANG 说道: 无题
2011-06-22 00:03:40